FAQs: Austin Home Financing Frequently asked questions about financing, rent-to-own, mortgages and more! 1. What are the most commonly made mistakes in buying or refinancing a house? 2. Should I refinance? 3. Should I pay points? Does a 0 point/0 fee loan really exist? 4. What is a FICO score? 5. Why do interest rates change? 6. What is the difference between pre-qualifying and pre-approval? 7. What is a ratelock? 8. Can my loan be sold? What happens if my lender goes out of business? 9. What is PMI? Can I get rid of the PMI on my loan? 10. What is an APR?

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