FAQs: Austin, TX Buying FAQs Some Frequently Asked Questions about Buying a home in Austin, Texas. 1. What should I do to get ready for buying a home? 2. What should I do first when buying a home? 3. How can I tell how much I can afford to pay for a home? 4. What’s the difference between a pre-approval and a pre-qualification for a loan? 5. How can I buy a property without paying full market price? 6. How do sellers come up with prices for a property? 7. How do sellers come up with prices for a property that needs a lot of work? 8. Is an appraisal the same thing as a CMA? 9. What is a “Buyer’s Market”? 10. What is a “Seller’s Market”? 11. Do I need to have a home inspection? 12. Do I need to hire an attorney when buying a home? 13. How much money do I need to put down in deposits? 14. Do I get my deposit back after the closing? 15. What happens if I can’t get a mortgage?

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