FAQs: Austin, TX Buying FAQs Some Frequently Asked Questions about Buying a home in Austin, Texas. 14. Do I get my deposit back after the closing? Since the deposits are usually included as a portion of the total sale price, it is rare for a buyer to receive cash back from their deposits at closing. The exception to this occurs when you are getting a larger loan that requires less down payment, but you have put cash deposits down up front as a show of good faith to a seller. For example, if you put down a 5% deposit with your purchase agreement, but then ended up getting 100% financing. You would then get a check back for the original 5% you had put down.

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